Homeowner Claims
If you have had a loss involving your property, we understand rapid settlement of your claim is a top priority. Although homeowner policies differ depending on your personal needs, most policies protect your property from perils such as lightning, theft, fire, smoke, wind and explosion.
Additionally, your policy may provide you with liability coverage for claims made against you for property damage or bodily injury to others.
Our Claim Personnel will work with you to ensure a prompt and equitable settlement of your claim.
Reporting your Homeowner Claim
This step is the process whereby an American Commerce Insurance Claim Service Center Representative will gather the full detailed information necessary to process your claim. You can contact American Commerce Insurance Company's Claim Service Center at:
1-877-ACI-LOSS
(1-877-224-5677)
Available 24 hours a day/365 days a year
Report a Claim to American Commerce Insurance Online
If you prefer to file your claim online, you may complete our
online claim submission form. After completing the form, you will be provided with a submission number, and one of our representatives will typically contact you within one business day to provide you with any additional claims information.
Tips to Expedite your Report
If you have a homeowner claim:
- Have your policy number available when you report the loss to us.
- Provide a description of the occurrence with as much detail as possible.
- The date, time and location of the incident.
Provide a description of the damage or loss to your home or your personal property with as much detail as possible.